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Arkansas Workers' Compensation Requirements
Required from 3 employees
✓ Verified 2026-09-08 Source: AR Department of Labor and Licensing - AWCC ↗
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At a glance
3+
employee threshold (general)
—
construction threshold (same as general)
Private market
buy from any carrier
AR Department of Labor and Licensing - AWCC
official source (verified 2026-09-08)
The details
3+ employees required (A.C.A. 11-9-102). Maritime/federal exemptions.
FAQ
Do I need workers' compensation in Arkansas?
Yes — once you regularly employ 3 or more employees (full or part-time), Arkansas requires workers' compensation coverage.
What about construction businesses in Arkansas?
Construction businesses follow the same 3 threshold. See details below for industry nuances.
What if I don't carry required coverage in Arkansas?
Penalties vary by state and can include per-employee per-day fines, stop-work orders, and personal liability for injury claims. Check the official source below for Arkansas's current enforcement posture.
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Official source: AR Department of Labor and Licensing - AWCC · Verified 2026-09-08 (official) · Compare all states · Construction rules · Farm rules