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Georgia state flag Georgia Workers' Compensation Requirements

Required from 3 employees

At a glance

3+
employee threshold (general)
construction threshold (same as general)
Private market
buy from any carrier
GA State Board of Workers' Compensation
official source (verified 2026-09-08)

The details

Regularly employing 3+ persons (part/full-time); corporate officers/LLC members count.

FAQ

Do I need workers' compensation in Georgia?

Yes — once you regularly employ 3 or more employees (full or part-time), Georgia requires workers' compensation coverage.

What about construction businesses in Georgia?

Construction businesses follow the same 3 threshold. See details below for industry nuances.

What if I don't carry required coverage in Georgia?

Penalties vary by state and can include per-employee per-day fines, stop-work orders, and personal liability for injury claims. Check the official source below for Georgia's current enforcement posture.

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Official source: GA State Board of Workers' Compensation · Verified 2026-09-08 (official) · Compare all states · Construction rules · Farm rules