All states / Oregon
Oregon Workers' Compensation Requirements
Required from your 1st employee
✓ Verified 2026-09-08 Source: OR Workers' Compensation Division (DCBS) ↗
See something wrong? Tell us →
At a glance
1st
employee threshold (general)
1
construction threshold
Private market
buy from any carrier
OR Workers' Compensation Division (DCBS)
official source (verified 2026-09-08)
The details
Every worker is 'subject worker' unless exempt (WCD official; ~30 statutory exemptions).
FAQ
Do I need workers' compensation in Oregon?
Yes — Oregon requires coverage as soon as you hire your first employee (full-time or part-time).
What about construction businesses in Oregon?
Construction businesses follow the same 1 threshold. See details below for industry nuances.
What if I don't carry required coverage in Oregon?
Penalties vary by state and can include per-employee per-day fines, stop-work orders, and personal liability for injury claims. Check the official source below for Oregon's current enforcement posture.
📧 Get an email when Oregon's minimum wage changes
Subscribe via email →
free · no spam · only when rates change
Official source: OR Workers' Compensation Division (DCBS) · Verified 2026-09-08 (official) · Compare all states · Construction rules · Farm rules