All states / Pennsylvania
Pennsylvania Workers' Compensation Requirements
Required from your 1st employee
✓ Verified 2026-09-08 Source: PA Department of Labor & Industry - Bureau of WC ↗
See something wrong? Tell us →
At a glance
1st
employee threshold (general)
1
construction threshold
Private market
buy from any carrier
PA Department of Labor & Industry - Bureau of WC
official source (verified 2026-09-08)
The details
All employers with 1+ employees FT/PT (PA DL&I official).
FAQ
Do I need workers' compensation in Pennsylvania?
Yes — Pennsylvania requires coverage as soon as you hire your first employee (full-time or part-time).
What about construction businesses in Pennsylvania?
Construction businesses follow the same 1 threshold. See details below for industry nuances.
What if I don't carry required coverage in Pennsylvania?
Penalties vary by state and can include per-employee per-day fines, stop-work orders, and personal liability for injury claims. Check the official source below for Pennsylvania's current enforcement posture.
📧 Get an email when Pennsylvania's minimum wage changes
Subscribe via email →
free · no spam · only when rates change
Official source: PA Department of Labor & Industry - Bureau of WC · Verified 2026-09-08 (official) · Compare all states · Construction rules · Farm rules