Wyoming Workers' Compensation Requirements

Required from your 1st employee State fund only — no private insurance

✓ Verified 2026-09-08 Source: WY Department of Workforce Services - Workers' Compensation Division ↗ See something wrong? Tell us →

At a glance

1st

employee threshold (general)

construction threshold

State fund

buy from the state

WY Department of Workforce Services - Workers' Compensation Division

official source (verified 2026-09-08)

The details

Monopolistic state: coverage through DWS state fund. Extra-hazardous industries: required before work begins. Most employers with employees covered.

Wyoming is a monopolistic state

Workers' compensation here is purchased exclusively from the state fund (WY Department of Workforce Services - Workers' Compensation Division). Private carriers cannot write WC policies — quotes from national insurers will redirect you to the state fund.

FAQ

Do I need workers' compensation in Wyoming?

Yes — Wyoming requires coverage as soon as you hire your first employee (full-time or part-time).

What about construction businesses in Wyoming?

Construction businesses follow the same 1 threshold. See details below for industry nuances.

What if I don't carry required coverage in Wyoming?

Penalties vary by state and can include per-employee per-day fines, stop-work orders, and personal liability for injury claims. Check the official source below for Wyoming's current enforcement posture.

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Official source: WY Department of Workforce Services - Workers' Compensation Division · Verified 2026-09-08 (official) · Compare all states · Construction rules · Farm rules